Payday One

PaydayOnePayday One offers a surprising amount of helpful information about payday loans in general as well as the specifics of the loans from Payday One. This company is unique in that it is based solely in the United States and is thus held to a higher standard than those based elsewhere.

Why Payday One?

With the number of payday advance companies out there today, it can be extremely difficult to narrow down your choices. Here are just some of the reasons why Payday One may be the best choice for you:

  • Payday One is a state licensed lender. Many payday loan websites are actually located outside of the US to avoid having to follow all state and federal lending laws. Payday One, however, is located within the US, ensuring borrowers peace of mind that they won’t run into any legal complications.
  • Credit is not an issue. A number of individuals that are turned down at traditional lenders such as banks and credit unions qualify for loans through Payday One.
  • No faxing. This company offers the ability to obtain a loan without requiring faxed information. (Subject to state laws and regulations.)
  • Apply online or by phone. Loans may be applied for 24 hours a day by phone or online.
  • Instant quotes. Approval and offer details are obtainable in just a few minutes.
  • Security. Payday One takes a number of steps to ensure that private information stays confidential, including encryption and other advanced security techniques.
  • Exclusive great rate guarantee. As the only online lender offering the great rate guarantee, Payday One offers borrowers peace of mind in knowing that they are getting the best deal around. If a better deal is indeed found by a similar competitor, Payday One will match the price.

Upfront information

For all states serviced by Payday One, an entire webpage devoted to information about payday loans in that state is offered. Providing information about the loan amount, repayment options, and interest fees is offered before even completing an application. This allows consumers to have all of the necessary information before divulging their personal information. Depending on the specific state, Payday One may even have a scanned copy of their state license and registration to do business, offering yet another indication that this is a perfectly legal, legitimate company.

What If I Don’t Get Approved?

If for some reason Payday One does not approve a loan, there is a helpful option that may be selected during the application process. By selecting this option, a consumer permits Payday One to share the application information with another loan company that may be able to offer a loan. This option allows for consumers to save time applying at more than one company if they are uncertain as to whether or not an application may be accepted.

Payday One offers a wealth of beneficial information to ensure that every applicant has the ability to make an informed choice. With state-specific information available as well, every consumer can be confident that they are making the best decision for their financial situation no matter what the situation.

Click Here To Apply For A Payday Loan Through PaydayOne.com

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